Assets, whether there are a lot of them or only a few or whether they are very valuable or have little value, are divided in one of two ways in a Pennsylvania divorce. Either the parties divide them on their own or the Judge will do it for you, and the Judge would do it equitably – which does not necessarily mean equally.
If you divide your assets yourselves, it will cost anywhere from zero dollars to a couple hundred (if you need me to prepare your settlement agreement).
If you cannot divide them yourselves but still want to be divorced, you have a contested case and the Judge will end up deciding who gets what. That would be very, very expensive.
If you divide them yourselves, you can agree on any division you want, be it 50-50, 0-100, 100-0 or any other percentage. It would be entirely up to the two of you. The Court would not interfere.
If you cannot settle on your own, the Judge will end up dividing what your marriage has accumulated. The Judge would first decide what assets are not marital property, things like gifts to one of you but not to both of you (and which the recipient did not later make of it a gift to the marriage, like an inheritance voluntarily put into a joint account). Bear in mind that just because an asset may be in the name of only one spouse, that does not mean such an asset is not marital property. For example, the deed to the realty where you reside may have been put in only one name, but if it is the marital residence, it is most likely marital property. The same rule applies to assets which were purchased by only one of you. Who paid for something does not necessarily control.
What mainly would control the Judge’s decision under our law is which of you needs more of the assets to survive after the divorce… and who has been bad or good, for the most part, will not matter.